DISCLAIMER: This is what Dr. Alexandre has explained to me and what I've gleaned from my own experience. Some details are probably wrong, and what I see here in my region may not be the same in other parts of the country. Feel free to comment to correct me. I'm going to try to convince Alexandre to come on here and explain it better (guest post! guest post!). But for now, this is how (I think) the Brazilian healthcare system works:
Seeing the Brazilian healthcare system always makes me really embarrassed about the system that we Americans accept in the US.
First, Brazil has public healthcare. Of course it's not perfect. Here are some of the most common problems:
1. Higher income taxes
2. Long waits for an appointment
3. Multiple people in hospital rooms
4. When a surgery is not something that has a high risk of infection, multiple surgeries in the same room
5. Hypochondriacs (think about it... if you don't have to pay to go to the doctor, you don't think twice about it, especially if you are a lonely old woman with no one to complain to and nothing better to do...or an overconcerned mother who takes her child in for every sneeze)
6. Immigrants coming from poorer surrounding countries just to use the system (however, this is a much smaller problem than in the US)
But here are some things that never happen in Brazil:
1. People's lives being ruined over healthcare debts
2. Healthcare debts.
3. People going to work even when they're sick because they are afraid of losing their jobs or they need to pay for their medications
4. People waiting to go to the doctor because of the cost/bureaucracy and then something treatable becomes untreatable
5. People not calling an ambulance because it's too expensive and then dying at home or on the way to the hospital
6. Kids without health insurance
7. People don't get a transplant just because of money (all transplant situations are automatically covered by the public healthcare option. Whether or not the organs are available is another story, but money is not an issue for the patients).
And there are some problems that DO occur here, but would very likely not happen in the US, just because of the differences between Brazil and the US:
1. People live in the rainforest or tiny village and are hours away from any hospital
2. People live far away from a hospital, but not too far to get there. But the only way to get there is a single dirt road. And then it rains and floods the road and now there is no way to get there.
3. People try witchcraft, Indian medicine, and old wive's tales as healthcare that can make them worse. For example, I think I mentioned on here once about the fact that (too) many Brazilian women believe that, if they put raw meat up there you-know-whats, leave it for a day, and then cook it for their poor unknowing husbands, he will be somehow spiritually bound to them and will never cheat. The result? Women get infections after having raw meat shoved up their wazoos for a day.
Barring the meat-filled wazoos, benefits obviously outweigh the costs. Also, Brazil has set up different ways to avoid the problems listed above, particularly the long waits.
The centers themselves are basically "triaged", like this:
a) There's the emergency room, obviously.
b) Then there's 24-hour the urgent care place, for things that are less serious than the ER but too serious to wait for an appointment. (Alexandre does many of his 12-hour overnight shifts (plantões) here.)
c) Then there are these, like... "medical stations" scattered around the city. They're for small problems and questions, like "does this cut need a stitch?" or "can you refill my dandruff shampoo prescription?" or "this rash hasn't gone away for a couple of weeks." Some are specifically for the elderly or for children. (Alexandre gets put on rotation at these places during the day for a couple of weeks every few months.)
d) Finally, there's the "ambulatory" right by the hospital. It's appointment only. (Alexandre works here in the afternoons.) Usually, you go to either (c) or (d) above, and they help you / advise you to make an appointment at the "ambulatory." Or you can just call yourself. This is the place for normal doctor's appointments. Yeah, it has long waits, but the country tries to offset the wait by offering (a) (b) and (c).
I would like to point out that mental health is more or less treated the same way as physical health, so psychological and psychiatric problems follow the same rules listed above. Brazil seems to be less socially accepting than the US of respecting mental health as well, a health issue, but the US is arguably the most advanced socially in its acceptance of mental health problems as diseases and not moral/will/religious afflictions. The result in Brazil? You can go to a psychologist for free, but you may have to wait a while to get an appointment, and you can't tell your friends about it.
The main reason this system doesn't always work is because people are impatient and/or unaware and they go to the wrong place. But with proper education and enough PSAs, it'll eventually work better.
Did I mention all of this part is free? Oh, and medication for any chronic illness is free (AIDS medication, diabetes medication, etc). And most other medications are subsidized. This may be overshare, but we're all adults here: Birth control is 54 cents a month with a prescription, and 4 reais without. That's another thing: a lot of medicines don't need a prescription, but they're more expensive without one in order to motivate people to go to the doctor to get him to put it in writing that it's the one that they need.
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Then there's the private option: it's like American insurance, but better.
You pay a flat monthly rate-- no hidden fees. The price depends almost completely on your age, and there are no ideas of "preexisting conditions" or any of that crap (because the private insurance companies know that if they get too picky or expensive, their customers can just use the public option... amazing concept!). Because I'm 24, I pay 80 reais a month. Alexandre's grandfather, however, had to pay 400 reais a month while he was still living. So most elderly people use the public option, unless, like in Alexandre's case, the elderly person's 5 kids pitch in to pay for it.The private insurance companies have their own hospitals, but also a wing in the public hospital in case you are closer to that when you have a life-threatening accident. For example, when I fainted while giving blood and had to get stitches, I asked to go to the public hospital, because it's in walking distance of our house. But they said that, since it wasn't a life-threatening emergency, they'd take me to the hospital that is connected to my private insurance.
For normal, day-to-day appointments under private insurance, you get a big book with a list of doctors' names in your region, just like in the US. A really nice difference is that you don't have to go to a general practitioner to get a referral. Come on. That system is such a waste of time. If you've got a rash, you know you need a dermatologist. If you can't see as well in your old age, you know you need an ophthalmologist. You choose a doctor from the book and call to make an appointment. You have to give an explanation of why you're going in, obviously. If you say something completely different, they'll tell you what kind of doctor to call.
And from the doctor's side, if you have a private practice, you can choose whether to be part of the private insurance lists or not. You make less per consult under the private insurance, but you have a lot more clients. (Yes, there are quite a few Brazilians who just pay the doctors directly and avoid the insurance all together. I'm not sure how legal all this is, tax-wise.) As a licensed doctor, it's also easier to open your own practice here in Brazil than it is for a doctor to open one in the US. There's more of a free-market economy feel to it. You base your price on the price that other doctors in the region are charging. And most importantly, you become successful by good old-fashioned word of mouth.
Frequently, doctors group together with other doctor friends to open a private practice. This saves on building costs, receptionists/marketing costs, and also, if the doctor friends are the same kind of doctor, on the cost of machines/surgical equipment. Doctors can perform surgical procedures in their own buildings if they have enough of the equipment. If not, it is my understanding that they can pay to use equipment in the hospitals. Usually, things that require anesthesia are done in the actual hospital.
Yes, Brazil's surgical equipment is usually not as advanced as it is in the US. They don't have all of the latest -scopy suffixed procedures available. But the life expectancies in industrialized regions here in Brazil are roughly the same as in the US.
The private insurance has some stipulations in your first months as a member to prevent people from paying for one month, doing a bunch of really expensive stuff, and canceling. But any serious problems or long-term hospital stays are never decided in terms of cost.
So yeah. That's the main stuff. Alexandre comes home from work complaining about annoying mothers in pediatrics, or really sad cancer cases, or snobby attendings, but never about bureaucracy or unfair or incorrect medical decisions that were made solely for money.
Despite its problems, Brazil should be really proud of itself for its healthcare system.
I experienced my first doctor's appointment today...it was interesting to say the least. But I will say, I was impressed with how concerned they were with how my emotional health may or may not be affecting my physical health. But then there were all the questions that I kept asking msyelf...is that really relevant? But anyway, I do think the availability of healthcare here is a wonderful thing.
ReplyDeleteThe company I was working for before cancelled our benefits when the economy bottomed out. Going without insurance for a year was terrifying. I was worried constantly something would happen (because Im so dang accident prone) and I would wind up in the hospital. Not only that but going for routine things I stopped because anything medical is just EXPENSIVE. Thank goodness when I had my car accident it was covered by the other ladys insurance. The ambulance ride to the hospital cost $400 just for me! And we SHARED the ambulance. And it was literally 10 minutes away. How ridiculous is that? I wasnt severly hurt either. They only bandanged my hang. And cut my really cute jacket by the way.
The biggest issue with the American healthcare system -- as most any doctors will tell you -- is NOT the healthcare system but the tort laws they have to abide by... Esample: Bayer has a drug that is beyond the research phase and into the distribution phase, they have more than 7000 law suits alread, of which only 200 have syptoms relevant to the drug...
ReplyDeleteMany American doctors will tell you they will hesitate in prescribing what the patient needs IF the drug is in litigation or under suspicion of being brought into litigation. My former wife and I do not agree on much but we do agree on the load the tort laws are placing on the healthcare system. Here aer some of the results of tort laws we have...
- needing to place a label on chemicals like bleach and amonia NOT to drink (because someone who could NOT read english in the FIRST place did drink it)...
- needing to place a label on a lawn mower because someone used it as a hedge trimmer and lost his fingers (because he [a 30-something redneck] only had a 3rd grade education)...
Every label you see that seems highly illogical (like foil cap on the top of a bleach bottle here in the U.S.) is usually the result of someone lacking discernment to common sense... and lawyers will tell you tort law is very lucrative for them BECAUSE THEY ARE MAKING MONEY OFF OF OUR STUPIDITY....
When the Italiam prime minister could not get treated in time by his own country's healthcare system, he turned to our system... The majority of Canadian doctors that work along the U.S. border will offices in BOTH the U.S. and Canada as they know they will get paid in shorter order by the U.S. than their own system...
There are countless stories of people from around the world coming to the U.S. to get treatment because they would otherwise die before they received treatment in their own county -- and these far outnumber any family or individual that has been bankrupt by the result of the tort laws in this country...
Every system have their benefits -- but where everyone turns to get treatment when their lives are threatened speaks volumes to any weakness our healthcare system currently has...
Blog owner,
ReplyDeleteThe American health care system is really bad for the people and really good for everyone making FAT profits from it, like the Hospitals, the insurance industry, many doctors and the drug companies who are getting richer and richer by destroying people's wealth and social security.
A good example of the abuse, the US is the ONLY country in the world that practices massive circumcision in infant boys, which is NOT seen in ANY other country in the world.
Circumcision is brutally grotesque and completely unnecessary, easily compared with the African mutilation of infant girls, it is absolutely not justified by any health reason, however it is practiced and encouraged in the US mainly because it is an expensive and highly lucrative procedure that takes doctors about 5 minutes to bring in an extra 2k to 5k dollars depending on your hospital.
My point is that when PROFITS rule we are victims of CASH interests over HEALTH interests.
Just on the news today, the swine flu vaccine in the US has been widely distributed to Citi bank, Bank of America and other Wall Street groups but is not available to groups of Americans who really need it, such as people with chronicle diseases such as HIV or Diabetes or pregnant women, the elderly and children.
So, in the US we have a system that is defined as the "survival of the fittest" mentality where the ones with CASH win and the weak suffers.
In the UK for example, there are no shortage of vaccines, the health care system is centralized by the government so they had files of the people who were more vulnerable and the doctors called these people at home inviting them to come to the hospital and get their swine flu vaccines by appointment, have you seen on the news the shameful long lines in Dallas and Houston with parents in a panic trying to vaccinate their children and then being turned away for lack of swine flu shots?
James Wood, a famous American actor is visiting my small Rhode Island town this week, Warwick, he is here to sue our local PRIVATE HOSPITAL because his brother MICHAEL WOOD DIED a couple of years ago, he had private health insurance and he went to a PRIVATE HOSPITAL but he waited for hours in the emergency room complaining of being light headed and even vomited on the Emergency Room's floor, MICHAEL WOOD was actually having a heart attack, but it wasn't detected by the present medical personnel and he kept on waiting and waiting until he
DIED. I am sure you can find more details of this story on Google and see how NOT great the PRIVATE health sector is...
Our system is HORRIBLE because MONEY is KING, when your HEALTH and YOUR LIFE should be the most important thing.
It is time for a change in our Health Care system and it looks like it is going to happen, well, at least most Americans agree with me and elected a President, a Senate and a Congress that will do their best to make it happen, let's see who will WIN this battle, the PEOPLE or the MONEY!
Ray
That tort reform thing is a myth. I think lawsuites add 1% or something to the total cost of healthcare in the US.
ReplyDeleteMy partner is a cancer patient here in Niterói and EVERYTHING about his care is free: hospital visits, medications, even the bus fare to get to and from his appointments.
It is against the law here to take away one's home to pay a medical bill.
My mother-in-law is a breast cancer survivor. She is taking the state-of-the-art medication to prevent a reccurance. It is expensive. So she went to city hall and said "I'm an old woman with no money"(which is true) and they said "OK then, your medication is free." So she pays nothing for the pills.
The US needs to do better.
I would like to note a few things about the brazilian healthcare system. First, there are no co-paids (at least I never heard anything like that in Brazil), so it was really weird for me when I came to the US and went to the doctor and found out that in addotion to what I pay for insurance I also have to pay the doctor every time I go there, it seems so unfair to me, it's like I'm paying double!
ReplyDeleteSecond, about people paying for the visits to the doctor ( paying the full price with their money) as opposed to people going to a doctor through their insurance(paying the insurance, then the insurance company pays the doctor); well both are totally legal. But normally it is more cheaper to pay the insurance, so why would people opt to pay the full price without insurance? 2 reasons, one: some doctors accept both ways of payment, but when people pay the full price they get more money (insurances may pay 30 reais per appointment to the doctor while people that pay the full price pay 70 reais)so they attend 9I'm not sure that is the word) before others that are there waiting and are going through insurance.
Note: not all doctors do that!
Two: Some doctors don't accept any insurance, so how do they make money? They are the best in their areas, so people with serious problems (and money) are willing to pay as much as they need to get the solution they have been seeking for weeks,months or even years.